How to Choose a Roofing Contractor in Florida: Homeowner’s Guide
- Ignite Exteriors Writer
- Sep 16
- 3 min read
Updated: Oct 6
Choosing the right roofing contractor in Florida is one of the most important decisions a homeowner can make. Our state’s roofs aren’t just exposed to everyday wear - they face relentless sun, heavy rain, salt air, and the constant risk of hurricanes. A properly installed roof can safeguard your home for decades, while a poorly chosen contractor can leave you with leaks, warranty headaches, or worse when the next storm hits.
This guide covers the five factors every Florida homeowner should check before hiring a roofer: licensing, insurance, warranties, reviews, and hurricane experience
1. Verify Licensing & Credentials
Florida law requires roofing contractors to be licensed through the Florida Department of Business & Professional Regulation (DBPR). This ensures they meet state training, testing, and insurance requirements.
Hiring an unlicensed roofer can:
Void your manufacturer warranties.
Delay permits or inspections.
Leave you liable for accidents or damage.
✔️ Ask for their Florida license number and verify it on the DBPR website.
✔️ Confirm they pull permits through your county or city building department.
2. Ensure Proper Insurance Coverage
A professional roofing company should carry both:
General liability insurance (protects your property).
Workers’ compensation insurance (covers crew injuries).
Without this, you could be responsible for accidents on your property.
✔️ Ask for a copy of their insurance certificate.
✔️ Be cautious of contractors who dodge the question or underbid competitors.
3. Look for Strong Warranties
A roof is a long-term investment, and warranties give you peace of mind.
Manufacturer warranties: Tile and metal brands like Eagle and Worthouse cover defects.
Workmanship warranties: A reliable contractor will back their installation. At Ignite, we offer a 10-year workmanship warranty on every roof we install.
Ask specifically what’s covered and what isn’t. For example, does the warranty cover labor as well as materials? Does storm damage void coverage?
4. Check Reviews & Reputation
Online reviews reveal how a contractor handles communication, cleanup, and warranty claims.
✔️ Check Google Business Profile reviews for your city (Sarasota, West Palm Beach, Jacksonville).
✔️ Look up ratings on the Better Business Bureau (BBB).
✔️ Ask neighbors or HOAs which contractors they trust.
Red flags include:
Consistent complaints about delays or hidden charges.
Contractors unwilling to provide references.
5. Confirm Hurricane Experience
Florida roofing isn’t like roofing in other states. You need a contractor who understands local building codes and storm mitigation techniques.
Experienced contractors should be familiar with:
Wind mitigation: hurricane clips, extra nails/screws, foam adhesives.
Underlayment: peel-and-stick membranes are more important than the outer roofing material.
Insurance claims: working with adjusters, documenting damage, and supplementing with Xactimate.
Florida Homeowner Checklist
Before signing a roofing contract, ask:
Are you licensed in Florida?
Can you show proof of insurance?
What warranties do you offer?
Can I see recent projects or customer reviews?
What steps do you take for hurricane protection?
Frequently Asked Questions
Q: How do I verify a Florida roofing license?
A: Search the contractor’s license number on the DBPR website. Never hire a roofer who cannot provide one.
Q: What’s the most common roofing system in Florida?
A: Tile and metal dominate coastal markets, while asphalt shingles are still common for affordability.
When it comes to hiring a roofing contractor in Florida, take the time to vet their license, insurance, warranties, reviews, and storm-tested experience. A roof isn’t just shingles or tiles - it’s your home’s first line of defense.
Ready to work with a trusted, licensed contractor? Contact Ignite Exteriors today for a free inspection.
